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V

Term Definition
V.A. Loan
A home loan that is guaranteed by the U.S. Veterans Administration under the Servicemen's Readjustment Act of 1944. It was later expanded to compensate the lender in the event of a default.

Valuation
The estimated worth or price of something. An appraisal is an act of valuation.

Variable Interest Rate
The amount of interest charged by the lender, that is allowed to vary over the maturity of a loan, and typically adjusted to an appopriate index.

Variable Rate Mortgage
Long-term loan applied to property, which the interest rate may be adjusted on a six month basis for the terms spelled out in the loan, and according to certain restrictions.

Vendee
A real estate purchaser.

Vendee's Lien
A lien against a property that is under a contract of sale to secure the deposit money paid by the buyer.

Vendor
A real estate seller.

Veneer
A thin layer of wood or brick exterior that covers a less attractive and/or less expensive surface.

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